The Bank of England has confirmed it will hold interest rates at 3.75% for March 2026. For London homeowners, this “Stability Hold” is a double-edged sword.

According to the Bank of England, inflation is hovering at 2.1%, suggesting that while rates won’t drop soon, the volatility of 2024 is over.

FT Advisor notes that “Trackers” are currently the most popular choice for savvy Londoners expecting a late-year cut. FT Advisor highlights that March is the critical month to fix if your current deal expires before September.

Authority Contacts: